/* ============================================
   DIGITAL INSTA SAVINGS ACCOUNT — Fintech Styles
   ============================================ */

:root {
  /* Override core branding for this specific landing page for a more fintech feel */
  --dis-primary: #0052CC; /* Requested specific blue */
  --dis-primary-light: #3373D6;
  --dis-primary-dark: #003A94;
  --dis-accent: #00D084;
  --dis-surface: #ffffff;
  --dis-bg: #F8FAFC;
  
  --dis-text-main: #1E293B;
  --dis-text-muted: #64748B;
  
  /* Fintech Shadows */
  --dis-shadow-sm: 0 4px 12px rgba(0, 82, 204, 0.08);
  --dis-shadow-md: 0 12px 24px rgba(0, 82, 204, 0.12);
  --dis-shadow-lg: 0 20px 40px rgba(0, 82, 204, 0.16);
  --dis-shadow-glow: 0 8px 32px rgba(0, 82, 204, 0.25);
  
  /* Layout constraints specific to this page */
  --dis-max-width: 1140px;
}

/* ---------- Typography Overrides ---------- */
.dis-page {
  background-color: var(--dis-bg);
  color: var(--dis-text-main);
}

.dis-page h1, .dis-page h2, .dis-page h3, .dis-page h4 {
  color: var(--dis-text-main);
  letter-spacing: -0.02em;
}

.dis-page .text-muted {
  color: var(--dis-text-muted);
}

.dis-container {
  width: 100%;
  max-width: var(--dis-max-width);
  margin-inline: auto;
  padding-inline: var(--sp-6);
}

/* ---------- Reusable Components ---------- */
.dis-badge {
  display: inline-block;
  padding: 6px 14px;
  background: rgba(0, 82, 204, 0.1);
  color: var(--dis-primary);
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: var(--sp-4);
}

.dis-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-2);
  padding: 14px 28px;
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: 1.05rem;
  transition: all var(--duration-fast) var(--ease-out);
  cursor: pointer;
  text-decoration: none;
}

.dis-btn--primary {
  background: var(--dis-primary);
  color: var(--dis-surface);
  box-shadow: var(--dis-shadow-md);
}

.dis-btn--primary:hover {
  background: var(--dis-primary-light);
  transform: translateY(-2px);
  box-shadow: var(--dis-shadow-glow);
  color: var(--dis-surface);
}

.dis-btn--outline {
  background: transparent;
  color: var(--dis-primary);
  border: 2px solid var(--dis-primary);
}

.dis-btn--outline:hover {
  background: rgba(0, 82, 204, 0.05);
  transform: translateY(-2px);
  color: var(--dis-primary);
}

.dis-section {
  padding: 100px 0;
}

.dis-section-title {
  text-align: center;
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 800;
  margin-bottom: var(--sp-4);
}

.dis-section-subtitle {
  text-align: center;
  font-size: 1.15rem;
  color: var(--dis-text-muted);
  max-width: 600px;
  margin: 0 auto var(--sp-12) auto;
}

/* ---------- 1. Hero Section ---------- */
.dis-hero {
  position: relative;
  padding: 120px 0 100px;
  background: var(--dis-surface);
  overflow: hidden;
}

.dis-hero::before {
  content: '';
  position: absolute;
  top: -20%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(0, 82, 204, 0.08) 0%, rgba(255,255,255,0) 70%);
  border-radius: 50%;
  z-index: 0;
}

.dis-hero__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-12);
  align-items: center;
  position: relative;
  z-index: 1;
}

@media (min-width: 900px) {
  .dis-hero__grid {
    grid-template-columns: 1fr 1fr;
  }
}

.dis-hero__content h1 {
  font-size: clamp(2.5rem, 5vw, 4rem);
  line-height: 1.1;
  font-weight: 800;
  margin-bottom: var(--sp-6);
  background: linear-gradient(135deg, var(--dis-primary-dark) 0%, var(--dis-primary) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.dis-hero__content p {
  font-size: 1.2rem;
  color: var(--dis-text-muted);
  margin-bottom: var(--sp-8);
  line-height: 1.6;
}

.dis-hero__actions {
  display: flex;
  gap: var(--sp-4);
  flex-wrap: wrap;
}

.dis-hero__image-wrapper {
  position: relative;
}

.dis-hero__card-mockup {
  background: linear-gradient(135deg, rgba(255,255,255,0.9), rgba(255,255,255,0.4));
  border: 1px solid rgba(255,255,255,0.8);
  border-radius: 24px;
  padding: var(--sp-8);
  box-shadow: var(--dis-shadow-lg);
  backdrop-filter: blur(20px);
  transform: perspective(1000px) rotateY(-10deg) rotateX(5deg);
  transition: transform 0.5s ease;
}

.dis-hero__card-mockup:hover {
  transform: perspective(1000px) rotateY(0deg) rotateX(0deg) scale(1.02);
}

.dis-hero__card-mockup img {
  width: 100%;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

/* ---------- 2. Key Benefits (4 Col Grid) ---------- */
.dis-benefits {
  background: var(--dis-bg);
}

.dis-benefits__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: var(--sp-8);
}

.dis-benefit-card {
  background: var(--dis-surface);
  padding: var(--sp-8);
  border-radius: 16px;
  box-shadow: var(--dis-shadow-sm);
  transition: all var(--duration-normal) var(--ease-out);
  border: 1px solid rgba(0,0,0,0.03);
}

.dis-benefit-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--dis-shadow-md);
  border-color: rgba(0, 82, 204, 0.1);
}

.dis-benefit-card__icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: rgba(0, 82, 204, 0.05);
  color: var(--dis-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--sp-6);
  transition: transform var(--duration-fast) var(--ease-out);
}

.dis-benefit-card:hover .dis-benefit-card__icon {
  transform: scale(1.1) rotate(5deg);
  background: var(--dis-primary);
  color: var(--dis-surface);
}

.dis-benefit-card h3 {
  font-size: 1.25rem;
  margin-bottom: var(--sp-3);
}

.dis-benefit-card p {
  color: var(--dis-text-muted);
  font-size: 0.95rem;
  line-height: 1.6;
}

/* ---------- 3. Features ---------- */
.dis-features {
  background: var(--dis-surface);
}

.dis-features__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: var(--sp-8);
}

.dis-feature-card {
  display: flex;
  gap: var(--sp-5);
  padding: var(--sp-6);
  border-radius: 16px;
  transition: background var(--duration-fast);
}

.dis-feature-card:hover {
  background: var(--dis-bg);
}

.dis-feature-card__icon {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--dis-primary), var(--dis-primary-light));
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
}

.dis-feature-card h3 {
  font-size: 1.2rem;
  margin-bottom: var(--sp-2);
}

.dis-feature-card p {
  color: var(--dis-text-muted);
  font-size: 0.95rem;
}


/* ---------- Split Layout (Eligibility & Docs) ---------- */
.dis-split-section {
  background: var(--dis-bg);
}
.dis-split-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-8);
}
@media (min-width: 900px) {
  .dis-split-layout {
    grid-template-columns: 1fr 1fr;
  }
}

/* 4. Eligibility Checklist */
.dis-eligibility {
  background: var(--dis-surface);
  padding: var(--sp-10);
  border-radius: 24px;
  box-shadow: var(--dis-shadow-sm);
  height: 100%;
}
.dis-eligibility h3 {
  font-size: 1.8rem;
  margin-bottom: var(--sp-6);
}
.dis-checklist {
  list-style: none;
}
.dis-checklist li {
  display: flex;
  align-items: center;
  gap: var(--sp-4);
  margin-bottom: var(--sp-4);
  font-size: 1.1rem;
  color: var(--dis-text-main);
  padding-bottom: var(--sp-4);
  border-bottom: 1px solid rgba(0,0,0,0.05);
}
.dis-checklist li:last-child {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}
.dis-check-icon {
  color: var(--dis-accent);
  flex-shrink: 0;
}

/* 5. Documents Required */
.dis-documents {
  background: var(--dis-surface);
  padding: var(--sp-10);
  border-radius: 24px;
  box-shadow: var(--dis-shadow-sm);
  height: 100%;
}
.dis-documents h3 {
  font-size: 1.8rem;
  margin-bottom: var(--sp-6);
}
.dis-docs-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-4);
}
.dis-doc-card {
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 16px;
  padding: var(--sp-5);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--sp-3);
  transition: all var(--duration-fast);
}
.dis-doc-card:hover {
  border-color: var(--dis-primary);
  background: rgba(0, 82, 204, 0.02);
}
.dis-doc-card svg {
  color: var(--dis-primary-light);
  width: 32px;
  height: 32px;
}
.dis-doc-card span {
  font-weight: 600;
  font-size: 0.95rem;
}

/* ---------- 6. Account Opening Process (Stepper) ---------- */
.dis-process {
  background: var(--dis-surface);
}

.dis-stepper {
  display: flex;
  flex-direction: column;
  gap: var(--sp-6);
  position: relative;
  max-width: 800px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .dis-stepper {
    flex-direction: row;
    justify-content: space-between;
    gap: 0;
  }
  
  .dis-stepper::before {
    content: '';
    position: absolute;
    top: 24px;
    left: 40px;
    right: 40px;
    height: 2px;
    background: rgba(0, 82, 204, 0.15);
    z-index: 0;
  }
}

.dis-step {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: var(--sp-4);
  position: relative;
  z-index: 1;
}

@media (min-width: 768px) {
  .dis-step {
    flex-direction: column;
    text-align: center;
    width: 120px;
  }
}

.dis-step__number {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--dis-surface);
  border: 2px solid var(--dis-primary);
  color: var(--dis-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.2rem;
  box-shadow: 0 0 0 4px var(--dis-surface);
  transition: all var(--duration-normal);
}

.dis-step:hover .dis-step__number {
  background: var(--dis-primary);
  color: var(--dis-surface);
  transform: scale(1.1);
}

.dis-step__text {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--dis-text-main);
}

/* ---------- 7. Interest Rates ---------- */
.dis-rates {
  background: var(--dis-bg);
}

.dis-rates-table-wrapper {
  background: var(--dis-surface);
  border-radius: 16px;
  box-shadow: var(--dis-shadow-sm);
  overflow: hidden;
  max-width: 800px;
  margin: 0 auto;
}

.dis-rates-table {
  width: 100%;
  border-collapse: collapse;
}

.dis-rates-table th, .dis-rates-table td {
  padding: var(--sp-5) var(--sp-6);
  text-align: left;
  border-bottom: 1px solid rgba(0,0,0,0.05);
}

.dis-rates-table th {
  background: rgba(0, 82, 204, 0.03);
  font-weight: 600;
  color: var(--dis-text-main);
}

.dis-rates-table td.rate-val {
  font-weight: 700;
  color: var(--dis-primary);
  font-size: 1.1rem;
}

/* ---------- 8. FAQs ---------- */
.dis-faqs {
  background: var(--dis-surface);
}

.dis-accordion {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
}

.dis-accordion-item {
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 12px;
  overflow: hidden;
  transition: all var(--duration-fast);
}

.dis-accordion-item:hover {
  border-color: rgba(0, 82, 204, 0.3);
}

.dis-accordion-header {
  padding: var(--sp-5) var(--sp-6);
  background: var(--dis-surface);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--dis-text-main);
}

.dis-accordion-icon {
  transition: transform var(--duration-normal);
  color: var(--dis-primary);
}

.dis-accordion-content {
  max-height: 0;
  overflow: hidden;
  background: var(--dis-surface);
  transition: max-height var(--duration-normal) var(--ease-out);
}

.dis-accordion-item.active .dis-accordion-content {
  max-height: 300px; /* arbitrary large max height for transition */
}

.dis-accordion-item.active .dis-accordion-icon {
  transform: rotate(180deg);
}

.dis-accordion-inner {
  padding: 0 var(--sp-6) var(--sp-5);
  color: var(--dis-text-muted);
  line-height: 1.6;
}

/* ---------- 9. Customer Testimonials ---------- */
.dis-testimonials {
  background: var(--dis-bg);
  overflow: hidden;
}

.dis-testimonials__slider {
  display: flex;
  gap: var(--sp-6);
  padding: var(--sp-4) 0;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none; /* Firefox */
}

.dis-testimonials__slider::-webkit-scrollbar {
  display: none; /* Chrome/Safari */
}

.dis-testimonial-card {
  flex: 0 0 85%;
  max-width: 400px;
  background: var(--dis-surface);
  padding: var(--sp-8);
  border-radius: 16px;
  box-shadow: var(--dis-shadow-sm);
  scroll-snap-align: center;
}

@media (min-width: 768px) {
  .dis-testimonial-card {
    flex: 0 0 350px;
  }
  .dis-testimonials__slider {
    justify-content: center;
  }
}

.dis-rating {
  color: #F59E0B;
  display: flex;
  gap: 2px;
  margin-bottom: var(--sp-4);
}

.dis-rating svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.dis-testimonial-card p {
  font-style: italic;
  color: var(--dis-text-muted);
  margin-bottom: var(--sp-6);
  line-height: 1.6;
}

.dis-testimonial-author {
  display: flex;
  align-items: center;
  gap: var(--sp-4);
}

.dis-testimonial-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--dis-primary-light);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.2rem;
}

.dis-testimonial-info h4 {
  margin: 0;
  font-size: 1rem;
}
.dis-testimonial-info span {
  font-size: 0.85rem;
  color: var(--dis-text-muted);
}

/* ---------- 10. Call To Action ---------- */
.dis-cta-section {
  padding: 80px 0;
  background: var(--dis-surface);
}

.dis-cta-banner {
  background: linear-gradient(135deg, var(--dis-primary-dark) 0%, var(--dis-primary) 100%);
  border-radius: 24px;
  padding: 60px 40px;
  text-align: center;
  color: white;
  position: relative;
  overflow: hidden;
  box-shadow: var(--dis-shadow-lg);
}

.dis-cta-banner::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100" fill="%23ffffff" opacity="0.05"><path d="M0 100 Q 25 50 50 100 T 100 100 Z"/></svg>') repeat-x bottom/1000px;
  pointer-events: none;
}

.dis-cta-banner h2 {
  color: white;
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: var(--sp-4);
  position: relative;
  z-index: 1;
}

.dis-cta-banner p {
  font-size: 1.2rem;
  opacity: 0.9;
  max-width: 600px;
  margin: 0 auto var(--sp-8) auto;
  position: relative;
  z-index: 1;
}

.dis-cta-banner .dis-btn--primary {
  background: white;
  color: var(--dis-primary);
  box-shadow: 0 10px 20px rgba(0,0,0,0.1);
  position: relative;
  z-index: 1;
}

.dis-cta-banner .dis-btn--primary:hover {
  background: var(--dis-bg);
  transform: translateY(-2px);
  color: var(--dis-primary);
}