| TARGET CUSTOMERS | The facility will be made available for “Resident Individual” customer only over 18 years of age. |
| NRE/NRO/FCNR accounts cannot be opened with this facility. | |
| No joint account, non-personal, Minor a/c etc. will be permitted under this mode. | |
| To use this facility, the mobile handset should be any Smart phone with Android Operating system and also through website. | |
| Customer must be having a valid Aadhaar number and valid Permanent Account Number. | |
| Customer must be having a valid and active mobile number registered in his/her name. | |
| At any given point of time, Customer can have only one Savings Account. Only one Savings Account can be opened from one Mobile Phone/Device/Website. | |
| KYC REQUIREMENT | Customer must be having a valid Aadhaar number and valid Permanent Account Number (a blank sheet of paper would be required for customer's sign) |
| TYPE OF ACCOUNT | SB-Digital-IND |
| NATURE OF OPERATION | Self / Individual |
| FACILITIES | Customer would get the option of applying for RuPay ATM card, MRB Mobile Banking, Internet Banking and Chequebook online. |