Disclaimer

Important information regarding the use of our website and the general nature of our content.

Meghalaya Rural Bank
Sponsored by State Bank of India
Last Updated: 01 May 2026

1. General

This website is the official website of Meghalaya Rural Bank ("MRB", "the Bank", "we", "us", or "our"), a Regional Rural Bank sponsored by State Bank of India, established under the Regional Rural Banks Act, 1976, regulated by the Reserve Bank of India (RBI), and supervised by NABARD.

The information published on this website is intended for general informational purposes only. While we make every reasonable effort to ensure that the content is accurate, current, and complete, Meghalaya Rural Bank makes no representations or warranties of any kind, express or implied, regarding the accuracy, adequacy, reliability, completeness, or suitability of any information on this website for any particular purpose.

You are advised not to rely solely on information available on this website for making any financial, legal, or banking decisions. Please contact the Bank directly or visit your nearest branch for personalised guidance.

2. No Financial or Legal Advice

Nothing on this website constitutes or should be construed as financial, investment, legal, tax, or any other professional advice. Information about banking products, schemes, interest rates, eligibility criteria, and charges is provided for general awareness only and is subject to change without prior notice.

Before making any financial decision, you are strongly encouraged to:

  • Speak with a Bank representative at your nearest branch
  • Read all applicable product terms, scheme documents, and sanction letters carefully
  • Seek independent professional advice where appropriate

Meghalaya Rural Bank shall not be responsible for any action taken or decision made in reliance on information published on this website.

3. Accuracy and Currency of Information

Information on this website is subject to change at any time without notice, including but not limited to:

  • Interest rates on deposits and loans
  • Product features, eligibility criteria, and charges
  • Scheme details, deadlines, and operational guidelines
  • Regulatory and statutory information

In the event of any inconsistency or conflict between information published on this website and the Bank's official documents, circulars, sanction letters, account statements, or communications, the official documents shall prevail.

We recommend that you verify all critical information with the Bank before acting upon it.

4. Government Schemes and Third-Party Schemes

This website may contain information about government-sponsored financial schemes such as Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Mudra Yojana (PMMY), Atal Pension Yojana (APY), PM Suraksha Bima Yojana (PMSBY), PM Jeevan Jyoti Bima Yojana (PMJJBY), and others. Such information is provided for awareness purposes only.

  • The terms, conditions, and benefits of government schemes are determined by the respective ministries and implementing agencies and are subject to change by the Government of India or State Government at any time
  • Meghalaya Rural Bank acts only as a facilitating channel for such schemes and is not responsible for the terms, administration, or outcomes of any government scheme
  • For authoritative information on any government scheme, please refer to the official website of the concerned ministry or department

5. Interest Rates and Charges

Interest rates on deposits and advances, and applicable service charges, published on this website are indicative only and are subject to revision from time to time in accordance with RBI guidelines and the Bank's internal policies. The rates applicable to your account or transaction will be those in effect at the time of the transaction or as specified in your account agreement.

Please confirm current rates with the Bank before making any deposit or loan decision.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Meghalaya Rural Bank, its directors, officers, employees, and agents shall not be liable for any loss or damage of any kind — direct, indirect, incidental, consequential, or otherwise — arising from:

  • Your use of or reliance on any information published on this website
  • Any error, omission, interruption, or inaccuracy in the content of the website
  • Unauthorized access to or alteration of your data or transmissions
  • Any failure, delay, or disruption in the availability of the website
  • Any action taken or omitted in reliance on the content of this website

This limitation applies regardless of whether such loss was foreseeable or whether the Bank had been advised of the possibility of such loss.

7. Third-Party Websites and Links

This website may contain hyperlinks to external websites including government portals, regulatory bodies, insurance companies, and other financial institutions. These links are provided solely for your convenience.

Meghalaya Rural Bank:

  • Does not endorse, control, or take responsibility for the content, accuracy, or availability of any third-party website
  • Is not liable for any loss or damage arising from your access to or use of any linked external website
  • Does not guarantee that linked websites are free from viruses or harmful content

Access to any third-party website through a link on this website is entirely at your own risk.

8. Availability of the Website

Meghalaya Rural Bank endeavours to keep this website accessible at all times. However, we do not guarantee continuous, uninterrupted, or secure access. The website may be unavailable or inaccessible due to:

  • Scheduled or emergency maintenance
  • Technical or system failures
  • Factors beyond our reasonable control including internet outages, natural disasters, or force majeure events

We shall not be liable for any inconvenience, loss, or damage resulting from the unavailability of the website.

9. Fraud Warning

Meghalaya Rural Bank will never contact you asking for:

  • Your account password, PIN, or OTP
  • Your full debit card number, CVV, or card expiry date
  • Any payment or fee in exchange for processing a loan, account, or scheme application

Beware of fraudulent calls, SMS messages, emails, or social media accounts impersonating Meghalaya Rural Bank or its staff. If you receive any such communication, do not respond or share any information.

Report fraud or cybercrime immediately to:

10. Intellectual Property

All content on this website is the intellectual property of Meghalaya Rural Bank unless otherwise indicated. Reproduction, republication, or commercial use of any content without prior written permission of the Bank is prohibited.

11. Changes to This Disclaimer

Meghalaya Rural Bank reserves the right to modify or update this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting on this website. We encourage you to review this page periodically.

Meghalaya Rural Bank is a Regional Rural Bank sponsored by State Bank of India, regulated by the Reserve Bank of India and supervised by NABARD.