A lifeline for farmers, ensuring you never have to compromise on crop quality or harvesting cycles.
Gain an additional 3% interest subvention for prompt repayment. This brings your effective interest rate down to just 4% per annum on short-term crop loans up to ₹3 lakhs!
Repayment schedules are perfectly aligned with the harvesting and marketing cycles of your crops, allowing maximum convenience and zero seasonal stress.
Beyond seeds and fertilizers, the limit covers post-harvest expenses, produce marketing loans, maintenance of farm assets, and structural consumption requirements.
We proudly offer completely collateral-free agricultural loans up to ₹1.60 lakhs to ensure smooth operations without the burden of pledging major assets.
For limits exceeding this threshold, structural hypothecation of crops or a land mortgage may be requested strictly according to RBI/NABARD guidelines.
Ensure a speedy disbursal by assembling your core agrarian and identification documents before visiting your MRB branch.