Digital Insta Savings

100% DIGITAL BANKING

Open Your
Digital Insta Savings Account

Experience seamless banking with instant account opening, zero paperwork, and full access to modern digital banking services directly from your smartphone.

Open Account Now
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Digital Insta Savings

Why Choose Digital Insta?

A premium banking experience tailored for your modern, fast-paced lifestyle.

Instant Opening

Get your account number instantly. Start transacting right away without waiting days for activation.

Zero Paperwork

A completely green and paperless process. Upload your documents directly from your device securely.

Digital KYC

Complete your Know Your Customer (KYC) requirements via a secure video call from anywhere.

Secure Banking

Bank with confidence using our advanced encryption and multi-factor authentication security.

Packed with
Features

Everything you need to manage your money efficiently.

Competitive Interest

Earn attractive returns on your savings balance, credited quarterly directly to your account.

24x7 Mobile Banking

Check balances, transfer funds, and manage your account anytime through our dedicated mobile app.

UPI Enabled

Link your account seamlessly with any UPI app like GPay, PhonePe, or Paytm for instant payments.

Debit Card

Physical RuPay card delivered to your address.

Eligibility Criteria

Ensure you meet the following requirements before applying.

  • Resident of India
  • Aged 18 years and above
  • Valid Aadhaar Card
  • Valid PAN Card
  • Mobile number linked with Aadhaar

Documents Required

Keep these documents handy for a smooth account opening experience.

  • Aadhaar Number
  • PAN Card
  • Selfie Photo
  • Signature

How It Works

Six simple steps to your new digital bank account.

1. Enter Mobile

Provide your mobile number to get started.

Next Step

2. Verify OTP

Authenticate with the OTP sent to you.

Next Step

3. Verify Aadhaar/PAN

Enter your identification details securely.

4. Video KYC

Complete your KYC via video call.

Next Step

5. Personal Details

Provide additional account details.

Next Step

6. Account Ready!

Your digital account is active and ready to use.

Frequently Asked Questions

Find answers to common questions about the Digital Insta Savings account.

There is no minimum balance requirement for the Digital Insta Savings Account.

The Video KYC process usually takes around 5-10 minutes during working hours.

Your physical Debit Card will be dispatched and delivered to your registered address within 7-10 working days after successful account creation.

Yes, you can upgrade your Digital Insta account to a regular savings account anytime by visiting your nearest branch.

Open Your
Account Online

Download the Meghalaya Rural Bank app and use your Aadhaar and PAN to open a zero-balance account instantly from your phone.

Prefer to visit a branch?

Our friendly staff across Meghalaya are ready
to assist you personally.

Find Nearest Branch