Savings Account Interest Rates
| Balance Amount | Interest Rate (p.a.) |
|---|---|
| Savings Account | 3.0% |
Savings Account
3.0%
* Rates are subject to change without prior notice.
Retail Term Deposits
Interest rates applicable on Retail Term Deposits below ₹2 Crores.
Note: The revised rates are applicable w.e.f 09-02-2026 for Fresh Term Deposits and Renewal TDRs on or after the effective date.
| Tenure | General Public (p.a.) | Senior Citizen (p.a.) |
|---|---|---|
| 7 days to 45 days | 3.50% | 4.00% |
| 46 days to 179 days | 4.75% | 5.25% |
| 180 days to 210 days | 5.75% | 6.25% |
| 211 days to less than 1 year | 6.00% | 6.50% |
| 1 Year to less than 2 years | 6.80% | 7.30% |
| 2 Years to less than 3 years | 7.00% | 7.50% |
| 3 Years to less than 5 years | 6.50% | 7.00% |
| 5 Years and up to 10 years | 6.50% | 7.50% |
7 days to 45 days
General Public
3.50%
Senior Citizen
4.00%
46 days to 179 days
General Public
4.75%
Senior Citizen
5.25%
180 days to 210 days
General Public
5.75%
Senior Citizen
6.25%
211 days to less than 1 year
General Public
6.00%
Senior Citizen
6.50%
1 Year to less than 2 years
General Public
6.80%
Senior Citizen
7.30%
2 Years to less than 3 years
General Public
7.00%
Senior Citizen
7.50%
3 Years to less than 5 years
General Public
6.50%
Senior Citizen
7.00%
5 Years and up to 10 years
General Public
6.50%
Senior Citizen
7.50%